Frugal living is more than a lifestyle. It's a passion. Call Me Crazy! I love It!Why, who wouldn't love getting paid to buy products that they use everyday?Here's how I do it.I purchase an item that has a rebate offer (either a store or manufacturer rebate) while it is on... Read More
Of course, these don't have to be done in any particular order! Just pick one or two that particularly apply to your situation. * Create your 2005 filing system. This might include new file folders, a new box to hold them or space in a filing cabinet with easy access.... Read More
I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding... Read More
Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More
Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious".The girls on the other hand were greatly disappointed in the new methods of clothing... Read More
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything would be better." Unfortunately, even if that big dream did come true things probably... Read More
Many people spend their little income haphazardly without any planning and end up getting broke before month-end. They then borrow to make ends meet and end up with more problems that they fail to repay their debts promptly.However, this is not a prudent way of managing your personal financial affairs.... Read More
Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More
While 40% to 50% of us make New Year's resolutions on January 1-a ritual that has existed since ancient times-approximately 60% to 80% of us have already broken them by the end of February, according to researchers.It's still not too late, however, to reset the trajectory on your family's finances,... Read More
Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan.Money is a very big part of a marriage.... Read More
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Websites, and more... With prices increasing all the time, saving money can be... Read More Sticking to a budget can be difficult, but with so... Read More It is possible to eat a healthy, balanced diet without... Read More Do you have a 401(k) retirement account? Are you vested... Read More Between 15 - 20% of people in our country (UK)... Read More 1) HOW TO LOOK FOR A JOBA) The Chronological Curriculum:1.... Read More If you are the normal consumer, then you've probably experienced... Read More Many don't realize that our basic utility bills provide the... Read More Today I passed a thermometer at a bank that read... Read More We have heard a lot about consumers' personal information getting... Read More Have you ever wondered what it would be like to... Read More Developing and living by a household budget is by far... Read More Each of us knows how to spend money, but do... Read More There is a new bill that is being passes, it... Read More The Prudential has dubbed those who refuse to leave home... Read More Whatever your reason for having a tight budget, the truth... Read More I've been going through and interesting growth period lately that... Read More **If it's Spam, it's a Scam!- If it sounds too... Read More As a parent you are bound to face a few... Read More Creating a budget can be a very difficult task. Although... Read More Many people spend their little income haphazardly without any planning... Read More Next to our physical health most of us are primarily... Read More Women have a love/hate relationship with money. Most of us... Read More Recently, many of these loyalty rewards programs have come to... Read More Has anyone been to the gas pumps lately? Soon $3... Read More
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